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Worker Compensation Policy

  • Workers compensation coverage protects employees under state laws and provides medical care, death, disability, and rehabilitation benefits for workers who are injured or killed while on the job. 
  • Workers’ compensation coverage A protects employees under state laws.
  • It provides medical care, death, disability, and rehabilitation benefits for workers who are injured or killed while on the job.
  • The benefits of workers’ compensation are generally awarded on a no-fault basis.
  • The insurer agrees to pay all compensation and benefits related to the insured employer’s state’s workers’ compensation laws without any regard to liability. Workers’ compensation coverage premiums are based on the employer’s payroll and the type of duties its employees perform.