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Commercial Auto

  • A business automobile policy (BAP) provides coverage for a company’s use of cars, trucks, vans, and other vehicles in the course of carrying out its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business purposes. A BAP covers both liability and damage. A business automobile policy is also known as a business auto coverage form (BACF).
  • A business automobile policy provides (BAP) insurance coverage for a company’s use of cars, trucks, vans, and other vehicles used in the course of its business.
  • The coverage under a BAP applies to either vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used in the course of business.
  • Additional coverage a company can purchase in conjunction with a business automobile policy (BAP) includes collision coverage, comprehensive coverage, specified perils coverage, and other liability coverage.
  • A business automobile policy (BAP) is also known as a business auto coverage form (BACF).