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Dwelling Insurance

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Dwelling Fire






  • Dwelling insurance protects the home or structure you rent and provides liability coverage. Liability coverage pays for lawsuits against you or things that are your fault. For example, liability protects you if your tenant sues you because they had a slip and fall accident on the stairs because the handrail was broken.


  • Additional riders can be purchased for coverage for income lost when a tenant misses a rent payment, flood damage, expenses incurred when having to bring a building up to code after damage has been done to it, and more.
  • Liability Protection—This is coverage for the medical or legal costs that might ensue if the tenant or a visitor suffers injury due to a property maintenance issue (such as icy walkways, architectural collapse, or an out-of-control hive of bees)
  • Property Damage—This is coverage in the event that the real estate or furnishings suffer from a natural disaster, fire, electric/gas malfunction, earthquake, vandalism, or irresponsible tenants.
  • Lost Rental Income/Rental Default Insurance —Should something cause your property to be totally uninhabitable (severe mold, termites, a rat infestation, or a sinkhole), this feature provides temporary rental reimbursement to cover the rent money you’d otherwise receive if tenants could be occupying the property.